This book is good recommended reading for up and coming entrepreneurs, because this book basically explains the 4 elements that will help you live a much peaceful, and successful life.
We need to understand that “Agreements” are everything we believe in. For example, some people believe in certain religious elements because that is what was implanted in their head by their parents, culture or society.
So the 4 Agreements are meant for you to live a better life and they are:
Be Impeccable with your word: Speak with integrity and only speak what you mean. Don’t use your word to create hate towards other people. Instead, use your word to create and spread love.
Don’t take anything personally: Nothing that anyone does is because of you. When someone does or says something to you, it’s because of his/her self; their own reality or life. By not taking anything personally, you avoid breaking the first agreement because you become immune towards what other people say about you.
Don’t make assumptions: Don’t assume, always have the courage to ask and express clearly what needs to be expressed. That way you will avoid misunderstandings that will create sadness and drama. By accepting this agreement you will avoid breaking the first two.
Always do your best: It does not matter what situation you are in, just do your best. It will change from moment to moment. Your best will be different from when you are healthy, to when you are sick. Just do your best. That way you will avoid self judgment and regrets.
Get to know the One Chicago team! This week we’re learning more about Josh.
• Originally from Shakopee, Minnesota (just outside the twin cities)
• Moved to Cortland, IL when he was 4 so his Dad could manage the family business
• Attended: Augustana College in Rock Island, IL (Quad Cities), where he studied Pre-Med/Biochemistry/Economics
Josh joined the One Chicago team because he wanted to continue working in sales, but at a place where he loved the work environment and also would be able to continue to grow professionally. He was excited about the positive interview experience he had and feels now that he made his best career decision yet. His competitive nature and strong work ethic have helped him earn numerous awards for top performance and he has already broken the national campaign daily sales record. Outside of the office, Josh loves to hike, free climb, ski, travel, play sports, and work out. He is a DIEHARD Cubs fan, and every year he travels to Central and South America on mission trips.
“The companies that survive longest are the ones that work out what they uniquely can give to the world not just growth or money but their excellence, their respect for others, or their ability to make people happy. Some call those things a soul.” -Charles Handy
The One Chicago team is fundraising this year to benefit Operation Smile… keep an eye out for them in the coming weeks with their blue t-shirts and donation cans.
One Chicago team members spent the day learning from some the best in the industry at the firm’s Midwest Regional Leadership Conference! Speakers addressed a variety of topics like: how to reinforce the habits of success, financial planning, coaching and development of others, training 101, and setting smart goals.
The team also helped raise over $1100 to benefit the children’s charity, Operation Smile!
The One Chicago team was named Best in the Nation for their performance in Q2 of 2016!
One Chicago, Inc. earned the “Campaign Cup” award for excellent performance during the second quarter of 2016 measured against other eligible offices on the same program. The team at One Chicago, Inc., which won this national sales recognition in 2014 and 2015 as well, is already working toward keeping the Cup in their office during the next quarter.
The One Chicago team is back from an action-packed weekend in Austin, Texas! The management and human resources teams headed south for their 2016 Kickoff Conference. The conference is an annual event that the team attends for educational purposes, and the itinerary is packed with educational workshops, break-outs and classes. The team heard from top-performing industry professionals on a variety of topics such as team leadership and management, organizational development and expansion, and goal setting and priority management. They also attended a general session where they got to see two individuals receive capstone achievement promotions.
On Saturday evening, the One Chicago team enjoyed attending a beautiful awards ceremony and banquet called, “The Millionaire’s Ball.” The team looked great and enjoyed dressing up for the black-tie affair. At the banquet, they participated in a fundraiser to benefit Operation Smile, and cheered on their colleagues during the awards ceremony. Outside of the meetings, the team was able to catch up with colleagues and friends from across the nation. The weather was sunny and warm, so it was nice to catch a break from the cold, Chicago weather. The team enjoyed checking out local hot-spots in Austin, touring around Sixth Street, and trying out local barbecue joints and other Austin favorites. It was a great way to kick off 2016!
Chicagoland-based sales and marketing firm One Chicago Inc., announced that their quarterly performance on behalf of a respected energy client once again earned them a quarterly sales award – the “Campaign Cup.”
Led by President Juan Olmos, One Chicago, Inc.’s third quarter performance earned the award for national sales excellence when compared to eligible offices focusing on the same program. The firm won this trophy earlier in 2015, as well as 2014.
Olmos praised his team for winning this recognition repeatedly: “The One Chicago Inc team is excited to be recognized again for our success on behalf of our client. And we’ll continue to work hard to again win this award quarter after quarter.”
One Chicago Inc. matches services to a client’s needs, providing measurable results that lead to long-term retention and revenue growth. The firm’s consistent demand from clients has resulted in new market development and expansion.
Team members from One Chicago, Inc. spent the week and weekend in Cancun for their annual Summer Management Retreat! This year’s event was hosted over the Labor Day weekend at the all-inclusive, Moon Palace Golf and Spa Resort. During the trip, the team enjoyed soaking up the sun at the pool and on the beach, checking out the spa and golf course, watching a funny lip-sync battle, and attending themed dinner parties at the beach.
The team was also able to participate (and win) a charity volleyball tournament for Operation Smile. Operation Smile is a worldwide children’s charity organization that helps treat facial deformities such as cleft lips and cleft palates. One Chicago, Inc. has teamed up with the organization in the past for other fundraising events and is planning to continue fundraising on behalf of the organization to help sponsor a medical mission trip next summer.
Outside of the resort, One Chicago, Inc. team members were able to visit Chichén Itzá, Mexico’s most visited archeological site, and the most famous Mayan temple city. They learned about the history of the region and the architectural wonders. Afterward, team members headed to the Cenotes of Cancun, underground caves with geological formations such as stalactites and stalagmites. A “cenote” is a natural sinkhole created where a cave ceiling has collapsed, a window to a spectacular underground world. On the tour, the team was able to go swimming in some of the caves, and the views were breathtaking.
Congratulations to all of you recent college graduates! Learning to handle your personal finances is a crucial part of adulthood. We’ve compiled this list of tips to help get you started on a smart financial path post-graduation.
1. Learn financial basics.
Pick up a book or two on money basics. Some recommended reads for individuals just starting out are: “Get a Financial Life: Personal Finance In Your Twenties and Thirties” by Beth Kobliner, and “Generation Earn: The Young Professional’s Guide to Spending, Investing and Giving Back” by Kimberly Palmer.
2. Pencil out a budget.
Before you start spending, create a budget. Budgets are not just for people who are established and well into their careers. Budgeting is important because it helps you understand what you’ve got, where’s its going, and how you can plan for the future. There are many free resources online that can help you, such as Mint.com, AceMoney or Quicken.
3. Learn to manage your credit.
Often, people fall into two categories when it comes to debt. Some are too easy going about debt and they let their high-interest credit card balances grow and grow. Others are too worried about debt, so they put money toward paying low-interest debts when they could be using it for a better savings fund or retirement investment.
As soon as you graduate, do everything you can to establish good credit, and use it wisely. Pay your bills on time and steer clear of unnecessary new debt. Be careful about using credit cards, and monitor your credit report annually.
4. Create an emergency fund.
The advice your grandparents gave you about paying yourself first was great advice! Its best to put aside three to six months worth of living expenses in a relatively liquid savings vehicle. No matter what the amount you’re able to save each week, what counts is that you are creating a habit. One easy way to create this habit is by setting up an automatic savings deduction from your checking account.
5. Plan for retirement.
You’re a recent college grad, and you’ve got your whole life ahead of you. Retirement seems so far away. Don’t make the mistake of putting off your retirement savings. Learn more about how it works from FinancialAidFinder.com:
“Let’s say you are 21 years old and you can afford to put $30 a week into your 401K Plan. You do this for the next 14 years, and then at the age of 35, you stop contributing and never save another dime. Assuming a 10% rate of return, you will have $572,000 by the time you retire at the age of 61. Now let’s look at the save later model. Say you don’t save a dime for the next fourteen years, but then you hit 35 and realize that retirement isn’t so far away after all. You start putting aside that same $30 a week for the next 26 years. (Not 14 years, like in the first example, but 26 years!) When you retire at the age of 61, guess how much money you’ll have? $187,000. That’s a loss of $385,000. Still think you can afford to put off saving for your retirement?”
Sources: 13 Real-World Tips for College Grads, by Teresa Mears (US News); 7 Most Important Personal Finance Tips for Recent College Graduates, by Kevin Mercadante (MoneyCrashers.com); 11 Essential Money Tips For New College Grads, by Kerry Hannon (Forbes); 7 Financial Tips For New Grads, by Erik Carter (Forbes); 4 Money Management Tips for Recent College Grads, by Carole Oldroyd (Mint.com); 8 Essential Financial Tips for New College Grads, Author Unknown (Financialaidfinder.com)